Tax planning is a key component of wealth management. High net worth individuals typically face large tax liabilities in their estates. The death benefit and investment income earned inside life insurance policies are tax-exempt in Canada. Properly structured insurance policies provide liquidity on death to fund estate tax.
We work with you and your advisors to ensure you have the right kind of policy, in the right amount, with the optimal ownership and beneficiary structure. We understand investment holding companies, family trusts, shareholders’ agreements and complex wealth management structures.
Successful wealth management is a process….not an event. We are here to help you navigate this process.